Payment Policy

Effective Date: November 11, 2024

Website: teechipnews.com

Legal Business Entity: Brendan Tharp

Address: 816 Oldham Rd, Virginia Beach, VA 23464, United States

Support Email: support@teechipnews.com

Support Hours: Monday – Saturday, 8:00 AM – 7:00 PM

1. Overview

teechipnews.com processes all payments exclusively through PayPal, our primary and sole payment service provider. We offer:

  • PayPal account checkout

  • Major credit/debit cards via PayPal (guest PayPal checkout)

  • Full buyer and seller protection under PayPal policies

We do not support alternative payment processors (e.g., direct bank transfer, COD, crypto payments, e-wallets outside PayPal) at this time.

By completing a purchase on teechipnews.com, you agree that:

  • ✔ Your payment will be processed and authorized by PayPal

  • ✔ Billing details must match PayPal authorization records

  • ✔ Dispute resolution abides by PayPal Resolution Center rulings

  • ✔ Orders will only proceed after PayPal approval and authorization

2. Accepted Payment Method

Payment Method Availability Notes
PayPal ✔ Active Includes PayPal account and guest card payments processed by PayPal
Non-PayPal processors ✖ Not supported Not accepted for any purchase on this Website

Important: teechipnews.com never stores PayPal login credentials or full card numbers. All sensitive financial data is encrypted and processed directly on PayPal’s secure systems.

3. Payment Authorization Timeline

Payments may reflect different authorization windows based on the funding source inside PayPal:

  • PayPal Balance: Instant approval

  • Credit/Debit Card: Instant – 48 hours if flagged

  • Linked Bank Account: 3 – 5 business days (eCheck style)

If PayPal places your transaction under review, your order status will remain Pending Authorization until approval.

4. Automatic Fraud Screening Notice

To protect buyers, PayPal and Shopify infrastructure conduct non-intrusive verification (Session integrity, IP region match, Bot defense). teechipnews.com does not identify users based on sensitive attributes (race, religion, medical conditions, etc.).

5. Price Accuracy & Lock at Checkout

All prices are displayed in USD ($).

  • Before checkout: Prices may update for Store changes.

  • After checkout: Price is locked at payment confirmation; no retroactive discounts allowed.

6. Billing Information Responsibility

Billing details must align with PayPal authorization records. We are not responsible if PayPal reverses a payment due to unauthorized card use or security triggers.

7. Order Completion Criteria

A teechipnews.com order is considered valid only when:

  • ✔ PayPal authorization is successful

  • ✔ Any flagged payments are cleared by PayPal

8. Refund Policy After Return Acceptance

Refund processing begins only after: Return approval, Warehouse arrival, and Inspection clearance.

Refund Stage Description Timeline
Return Approved RA# emailed 24–72 hours
Parcel Received Warehouse scan 2–5 business days
Inspection Completed Condition validated 3–7 business days
Refund Sent Routed to original source 3–7 business days
Refund Visibility PayPal/Bank update 1–10 business days

9. Chargebacks & Disputes

All disputes (Unauthorized payment, Charge fraud) are governed by PayPal’s Resolution Center. We assist by providing necessary evidence and documentation.

10. Taxes & Fees

  • Product price: Included at checkout.

  • Domestic/International tax: Displayed if Shopify/PayPal calculates it automatically.

  • Customs/Import duties: Not included.

11. Payment Safety Statement

We ensure encrypted checkout via PayPal and do not store passwords or full card numbers.

12. Customer Support

Support Category Contact
Payment Questions support@teechipnews.com
Fraud/Security Alerts support@teechipnews.com (Subject: Security Alert)
Refund Inquiry support@teechipnews.com (Subject: Refund Inquiry)

13. Cookie & Session Notice

We use limited cookies for shopping cart continuity, PayPal session handshakes, and shipping zone validation. These are not used for personal profiling.

14. Policy Revision Rights

Adjustments to this policy will be updated on this page with a new effective date. Retroactive price changes are not permitted.

15. Final Acknowledgment

By completing a purchase, you confirm:

  • ✔ You accept PayPal as the only payment method ✅

  • ✔ Refund begins only after warehouse inspection ✅

  • ✔ Order proceeds only after PayPal authorization ✅

teechipnews.com

Verified Commerce | Secure PayPal Checkout | Worldwide Delivery | Transparent Policies